FORAGERFinancial security. Estate protection.
Rooted in
what matters.
Your family. Your future. Your peace of mind. Explore coverage with a team that listens first and helps you understand your options.
Care today. Roots for tomorrow.Coverage made simple.
Term life insurance
Explore this option ↗Whole life & final expense
Explore this option ↗Universal life & IUL
Explore this option ↗Mortgage protection
Explore this option ↗Annuities & retirement planning
Explore this option ↗Not sure what you need?
You don’t need to know every policy type. Start with what you want to protect.
Meet your next step ↗A simpler way forward
We do the foraging.
You find your peace of mind.
Start with your life.
Your family, responsibilities, existing coverage and comfortable budget shape the conversation.
Understand your choices.
Compare available options and talk through costs, benefits and limitations in plain language.
Take the next step.
Get guidance through the application process, and know where to turn when questions come up later.
People > Profit
Meet the team
behind the guidance.
Protecting your family is personal. Choosing coverage should feel that way too.
Forager CEO
Garry OBrien
Forager team
Owen Bouchard
Forager team
Justin Bofshever
Forager team
Daniel Lesan
Forager team
Mia Blachman
Forager team
Nicholas Blachman
Forager team
Christian Rivera
Forager team
Charles Vaughan
A conversation about choice
More than one path to protection.
We help you explore options from multiple providers, based on your needs and what’s available to you.
Carriers and partners shown. Ethos is an insurance platform, not the underwriting insurer. Availability varies by product, state, appointment and eligibility.
Good questions deserve clear answers
A little clarity goes a long way.
How do I know which coverage is right for me?
Start with the people who depend on you, the obligations you want to help cover and a budget you can maintain. Different policy types solve different needs; we can help you understand their trade-offs.
What affects the cost?
Age, health, tobacco use, coverage amount, policy type and other underwriting factors can affect premiums. An initial estimate is not an approval or guaranteed final rate.
Will I need a medical exam?
Some products do not require an exam, but eligibility and health questions vary. No-exam coverage does not automatically mean guaranteed approval.
Can I review coverage I already have?
Yes—understanding existing coverage is a useful starting point. Do not cancel a policy before understanding any replacement’s approval, effective date, costs and limitations.
How can I verify an insurance professional?
Use your state insurance department’s license lookup. Match the person’s legal name and confirm the license status and authorized lines. Garry OBrien’s National Producer Number is 20998035. Find your state insurance department.