Coverage / Whole life & final expense

Whole life & final expense

Thoughtful protection for lasting needs.

Explore permanent coverage and smaller policies intended to help loved ones with final expenses.

Start with the right questions.

• What do you want this coverage or strategy to help accomplish?
• How long will you need it, and what budget can you comfortably maintain?
• What are the costs, limitations and alternatives?

What to understand.

Premiums, benefit schedules and eligibility vary. Some final-expense policies have graded or limited benefits during an initial period. Lifetime coverage depends on meeting the contract’s requirements.

Product availability, appointments and eligibility vary by product, state and insurer. A conversation is not an application, approval or guarantee of coverage.