Coverage / Annuities & retirement planning

Annuities & retirement planning

Plan for the years ahead with greater clarity.

Learn how insurance-based retirement-income options may fit your goals, time horizon and liquidity needs.

Start with the right questions.

• What do you want this coverage or strategy to help accomplish?
• How long will you need it, and what budget can you comfortably maintain?
• What are the costs, limitations and alternatives?

What to understand.

Annuity guarantees depend on the issuing insurer’s claims-paying ability. Surrender charges, withdrawal restrictions, taxes and possible penalties may apply. Features and risks vary by product. Insurance guidance is not a substitute for individualized tax, legal or investment advice.

Product availability, appointments and eligibility vary by product, state and insurer. A conversation is not an application, approval or guarantee of coverage.